Potential Purchase...

Spend less than you make...DUH!

Okay, so keeping in the theme of interspersing this blog with financial tidbits here's another one. I found this link on Simple Dollar (again) but this time it is to another financial blog called Saving for Serenity. This article is called Spend Less than you Earn and at first I was thinking, well duh! Then I considered it a bit more and after reading the article it is not just about the simple act of not spending all of your money it is truly about being conscious to the fact that every thing you do IS A CHOICE. We choose to overspend or we choose to save. We choose to buy a new car or we choose to repair our old one. We (and by we I mean YOU) have the power to make better financial decisions. The big question is why don't we always do so?

Get Prepared and Fear Not!

I was reading the Simple Dollar site. One of my daily blogs that I visit for interesting opinions and book reviews, etc. on personal finance. On it Trent has a link to another personal finance site called I Will Teach You To Be Rich. It's called 20 Questions that Financially Unprepared People Fear

I have to say that I read them and while I could answer quite a few of them untrepidatiously, there were many that got me thinking. Which, I suppose, is the point. So take a look at the 20 questions and see which ones make you uncomfortable...those are the ones that will help you the most as you take steps to get your finances in order.

You ARE TAKING STEPS TO Get your finances in order, AREN'T YOU?!?!?

Saving Versus Buy Now!

The Simple Dollar Blog has a great article about saving for a large non-essential purchase versus buying it now. Check it out! I like the way he has calculated the savings. It really makes you think twice before making these types of purchases.